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Libon Masri

“I’m most passionate about helping the people who otherwise wouldn’t be able to fend for themselves,” says Masri as he sips his coffee, wearing a Jimi Hendrix tee-shirt.

What is a Ladybird Deed?


A Ladybird deed is a specialized form of deed that permits the property owner (grantor) to retain a life estate in the property, meaning they have the right to live in or use the property for the rest of their life. However, unlike a traditional life estate deed, a Ladybird deed allows the grantor to maintain control over the property during their lifetime, including the ability to sell, mortgage, or even change the designated beneficiaries. It’s essentially a powerful estate planning tool that combines the benefits of a life estate with the flexibility of a traditional deed.

Key Benefits of Ladybird Deeds in Florida

Avoiding Probate: One of the primary advantages of Ladybird deeds is that they bypass the probate process. Upon the grantor’s passing, the property automatically transfers to the designated beneficiaries without the need for court involvement, saving time and potential expenses.

Retain Control: Unlike many other estate planning tools, Ladybird deeds allow the grantor to maintain full control over the property during their lifetime. They can continue to use, lease, sell, or mortgage the property without needing consent from the beneficiaries.

Flexibility: Ladybird deeds are highly flexible. The grantor can change the beneficiaries, remove or add additional beneficiaries, or even revoke the deed entirely as long as they are mentally competent.

Medicaid Planning: Ladybird deeds can be a valuable tool for Medicaid planning. They do not affect eligibility for Medicaid benefits, making it possible to transfer the property to heirs while still qualifying for Medicaid assistance.

Creditor Protection: Ladybird deeds offer some protection from creditors. Since the property is not considered part of the grantor’s probate estate, it may be shielded from certain creditors’ claims.

How Do Ladybird Deeds Work in Florida?

Creation: To create a Ladybird deed in Florida, the grantor should consult with an attorney experienced in estate planning. The deed must meet specific legal requirements and be properly executed.

Recording: The Ladybird deed must be recorded in the county where the property is located. This ensures that the transfer on death is documented.

Lifetime Control: During the grantor’s lifetime, they maintain full control over the property and can make changes to the deed as needed.

Automatic Transfer: Upon the grantor’s passing, the property is automatically transferred to the designated beneficiaries without the need for probate.

Affidavit of Death: After the grantor’s death, beneficiaries may need to file an Affidavit of Death with the county clerk to officially establish their ownership rights.

Is a Ladybird Deed Right for You?

Whether a Ladybird deed is suitable for your estate planning needs depends on your specific circumstances and goals. It’s crucial to consult with an experienced attorney who can provide personalized advice based on your situation.

In conclusion, Ladybird deeds offer unique advantages for Florida residents seeking efficient and flexible estate planning solutions. By allowing you to retain control over your property during your lifetime while ensuring a seamless transfer to your chosen beneficiaries, Ladybird deeds can be a valuable addition to your estate planning strategy.

LadyBird Knowledge Center

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The Importance of Professional Estate Planning

Professional estate planning in Florida, as in any other state, is critically important for several reasons. Estate planning involves creating a comprehensive plan for the management and distribution of your assets and affairs, both during your lifetime and after your death. Here are some key reasons why professional estate planning is crucial in Florida….

During this consultation, you'll have the opportunity to:

  1. Discuss Your Goals: Share your specific goals and objectives for your estate planning, including how you envision using a Ladybird deed to achieve them.

  2. Learn About Ladybird Deeds: Our experienced attorneys will provide you with a comprehensive overview of what Ladybird deeds are, how they work, and their potential advantages in your unique situation.

  3. Assess Your Eligibility: We’ll assess your eligibility for using a Ladybird deed based on your circumstances, property ownership, and estate planning needs.

  4. Address Your Questions: You can ask any questions or seek clarification on any aspects of Ladybird deeds or estate planning in Florida.

  5. Receive Personalized Guidance: Our team will provide you with personalized recommendations and guidance tailored to your specific needs and preferences.

  6. Discuss Next Steps: If you decide that a Ladybird deed is the right choice for you, we can discuss the next steps in the process and provide information on how we can assist you in creating and executing the deed.